Are You Considering a Credit Counseling Company You Saw on TV?
At the Arizona Law Group of Trezza & Associates, we frequently get questions from people who are considering credit counseling as an alternative to bankruptcy. You may have heard horror stories about some companies offering credit management services. You may have even heard success stories. Here is our advice: Bankruptcy should be your last resort, but if you are going to enlist a credit counseling service, you must be very careful about the service you choose. We have heard the horror stories too.
To discuss your specific circumstances with attorney Stephen Trezza and learn more about credit counseling and other alternatives, contact us to schedule a consultation.
If You Can Avoid Bankruptcy, Do It
Bankruptcy is a powerful trump card that should be held onto until you have no other alternatives, because it can only be used once every eight years. If you believe that you have found a credit counseling service that can help you overcome your debt, do it.
It is important to do your research first. There are many companies out there that simply let debts pile up and do not do anything about them, other than collect fees for their services. These companies often do not have lawyers on their team, meaning they have very little strength from a legal standpoint. They simply negotiate with creditors. Move forward using caution. If the service you choose fails you, we will be here to assist with Chapter 7 bankruptcy or Chapter 13 bankruptcy to relieve your debts.
Contact Us to Learn More About Credit Counseling Services
Every case is different, so it is important to discuss your situation with a Tucson attorney before making a decision. Contact us to discuss your options.
